| Please call our Finance Department with any questions at 1-800-785-4197. Did You Know? Our free and easy CarFinder is a great way to shop for Your Honda or check our selection of Pre-owned vehicles.
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At the Honda Center at Keeler Motor Car Company we have a wide variety
of lenders and financial programs to aide our clients with their
personal needs. They include long and short term financing as well as
specialized leasing. We also provide an array of quality products to
choose from for protecting your investment. Extended warranties are
also available for most makes and models. We are extremely confident in
our department's ability to make your next purchase a positive
experience. We look forward to assisting you! |
The finance department at Keeler Honda will find the car loan or lease option that works best for you. Our finance staff has the expertise and financial resources to get you the best rate on a car loan in Latham and into your dream Honda. We are here to make the process of buying a new or used car as simple as possible. Work with a finance specialist at Keeler Honda and you'll be glad you did!
Get approved for a car loan in Latham right now by completing our secure online finance application. We will contact you as soon as one of our experts has reviewed your application.
While you're waiting for credit approval, take a moment to browse Keeler Honda's online inventory and view your favorite new Honda or used car. The staff at Keeler Honda are always available to answer your questions about purchasing a vehicle or getting a car loan in Latham.
1111 Troy-Schenectady Rd.
Latham, NY 12110pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.